Privacy Policy

1. Information We Collect

When you submit a loan application through GetTheBoat.com, we collect the following categories of information:

• Personal Identifiers: Full legal name, email address, phone number, and mailing address (city, state, ZIP).
• Financial Information: Employment status, annual income, self-reported credit range, desired loan amount, loan term preference, and down payment amount.
• Transaction Information: Details about the boat you intend to purchase, including condition, type, year, make, model, purchase price, and whether the purchase is from a dealer or private seller.
• Technical Data: IP address and browser/device metadata collected automatically when you access the site.

2. How We Use Your Information

We use the information you provide to:

• Process and transmit your loan application to marine lenders in our network;
• Contact you regarding the status of your application;
• Maintain records of submitted applications for compliance and business operations;
• Improve the functionality and user experience of this website.

3. Sharing Your Information

Your personal and financial information is shared with marine lending institutions in our lender network for the sole purpose of evaluating your loan eligibility and providing you with loan offers. We do not sell your personal information to third parties for marketing purposes.

We may also disclose your information: (a) as required by law or legal process; (b) to protect the rights, property, or safety of GetTheBoat.com, our users, or others; or (c) in connection with a business transfer, merger, or acquisition.

4. Data Security

We implement industry-standard security measures to protect your personal information, including AES-256-GCM encryption of sensitive PII fields at rest. Transmission to our servers is protected by SSL/TLS encryption. While we take reasonable precautions, no system is completely secure, and we cannot guarantee absolute security.

5. Data Retention

We retain application records for up to seven (7) years for compliance and business purposes. You may request deletion of your information by contacting us at the address below, subject to any legal retention obligations.

6. Your Rights

Depending on your state of residence, you may have rights to access, correct, or delete your personal information. To exercise any of these rights, please contact us at privacy@gettheboat.com. We will respond to verified requests within 30 days.

7. Cookies and Tracking

This website uses minimal analytics tracking to understand visitor behavior and improve service quality. We do not use advertising cookies or cross-site tracking. You may disable cookies in your browser settings without affecting your ability to submit a loan application.

8. Children's Privacy

This service is intended for adults 18 years of age and older. We do not knowingly collect personal information from minors. If you believe a minor has submitted information to this site, please contact us immediately.

9. Changes to This Policy

We may update this Privacy Policy periodically. The effective date at the top of this page reflects the date of the most recent revision. Continued use of this site after changes constitutes acceptance of the updated policy.

10. Contact Us

Questions or requests regarding this Privacy Policy should be directed to:

GetTheBoat.com
Email: privacy@gettheboat.com